Bitcoin is the world’s first type of digital money, or cryptocurrency. Unlike traditional paper money, Bitcoin only exists online and isn’t controlled by any government, country, or bank. It’s exchanged peer-to-peer, and digital encryption is used to control security and the creation of new units of currency.
Learn moreRisk tolerance describes how much risk you can (or should) be taking on with your investments. Investing...
Learn moreYour credit report is a detailed history of your past use of credit. It’s a bit like...
Learn moreLike many good habits, saving more money is easier said than done. Once you’ve gotten into a...
Learn moreActive and index investing are two different ways of choosing individual investments. With active investing, investors try...
Learn moreGrowth and value investing are two different approaches to investing in stocks. Growth investors aim to invest...
Learn moreThe price-to-earnings ratio (or P/E ratio) is a way to evaluate whether a company’s stock is cheap,...
Learn moreTechnical analysis means using stock price charts to try to predict future stock price movements. It involves...
Learn moreBudgeting can be a lot like dieting. You start out with big hopes for dramatic changes in...
Learn moreIt might seem like there’s only one way to pay down your student loans (namely: slowly, painfully,...
Learn moreGame theory is an economic model for predicting people’s decisions in tricky situations.
Learn moreESG investing means investing in companies that do good (or at least don’t actively do harm). With...
Learn moreA business plan is a document that outlines your vision for your business. It describes your big-picture...
Learn moreVenture capital (or “VC” for short) is a type of financing for startup companies. Venture capitalists invest...
Learn moreMarket capitalization (or just “market cap”) is a measure of a company’s total value. If you ever...
Learn moreSBA-guaranteed loans (or just “SBA loans”) are business loans backed by the U.S. Small Business Administration (SBA)....
Learn moreVolatility describes how much an investment bounces around in price. More volatile investments zigzag in price more...
Learn moreA company’s value is the dollar figure that it might sell for if a person or another...
Learn moreA corporation is one type of formal business structure that entrepreneurs can choose to use when starting...
Learn moreA futures contract is an agreement to buy a specific investment at an agreed-upon price on an...
Learn moreThe foreign exchange, or forex, markets are where investors go to buy and sell currencies. Unlike the...
Learn moreAn asset class is a group of similar kinds of investments. It’s a generalization, not a detailed...
Learn moreFinancial advisors are experts who can provide financial advice and help you manage your money. Some people...
Learn moreFinancial planning describes the process of mastering your money. It means figuring out where you actually are...
Learn more“Asset allocation” is a way of describing what you own in percentage terms. If you’ve got $1,000...
Learn moreAn ICO, or Initial Coin Offering, is a way for startups to raise money by inventing and...
Learn moreEntrepreneurship is building a new business from the ground up. It means coming up with an idea...
Learn moreTax deductions, such as for donations to charity or interest on student loans, are amounts that you...
Learn moreDiversification is the practice of dividing your money among lots of different types of investments. It’s the...
Learn moreCryptocurrency is digital money that can be sent electronically anywhere in the world.
Learn moreKnow how self-help gurus are always talking about “finding the balance” in your personal life? That same...
Learn moreWall Street may be a bit of a rodeo, but there are no literal bulls or bears....
Learn moreThe most powerful force in the universe is compound interest. — Albert Einstein
Learn moreGross domestic product, or GDP, measures the size of an economy. In essence, it puts a dollar...
Learn moreA company is at its break-even point when its revenue equals its expenses. It is neither making...
Learn moreThe internal rate of return, or IRR, is a measure of an investment’s or a project’s profitability....
Learn morePrivate equity is money invested directly into a private company. Private equity funds pool money from many...
Learn moreCrowdfunding is a way to raise money from many people, thanks to the power of the Internet....
Learn moreTax loss harvesting is a trading strategy investors can use to try to reduce their taxes. It’s...
Learn moreIf something you own goes up in value and you sell it, then you’ve made a profit....
Learn moreCarried interest is a share of a private equity or hedge fund’s profits that is paid to...
Learn moreBlockchain is the recordkeeping technology that serves as the foundation for Bitcoin and some other types of...
Learn moreThe Standard & Poor’s 500 Index—also known as the S&P 500, or just the S&P—is an index...
Learn moreA business insurance policy is a contract between an insurance company and a business. In exchange for...
Learn moreAn option is the right, but not obligation, to buy or sell an investment at a specific...
Learn moreEarnings per share (EPS) is a financial metric that helps investors evaluate a company’s profitability. It’s calculated...
Learn moreAn index fund is a professionally managed collection of stocks, bonds, or other investments that tries to...
Learn moreFixed and variable costs are types of expenses that businesses pay in order to operate.
Learn moreA convertible note is a type of short-term loan for a business. However, instead of being repaid...
Learn moreLiquidity refers to how easily you can sell an investment or asset at a fair price.
Learn moreReturn on investment, or ROI, is a ratio for measuring the profitability of an investment. It puts...
Learn moreAn IPO, or initial public offering, is when a company’s shares start trading on a stock exchange...
Learn moreA mutual fund is a professionally managed fund that pools lots of investors’ money in order to...
Learn moreAll investments come with risk. With financial investments, risk is usually tied to reward. That means investments...
Learn moreThe rule of 72 is an easy, back-of-the-napkin way to figure out how long it will take...
Learn morePhilanthropy is giving back. It’s paying forward the resources you have—whether your money, or physical goods, or...
Learn moreHedge funds are investment funds that pool many investors’ money and then hire one or more professional...
Learn moreEBITDA (pronounced “ee-bit-tah”) stands for “earnings before interest, taxes, depreciation, and amortization.” It’s one measure of a...
Learn moreA company’s profit margin measures the portion of its total sales that it gets to keep as...
Learn moreThe stock market is the collection of physical and electronic markets where buyers and sellers come together...
Learn moreIf you’re trying to get a start-up off the ground, chances are you’ll need some cash to...
Learn moreA real estate investment trust, or REIT, is a company that owns, manages, or finances real estate....
Learn moreShort selling is a way to bet that a stock will fall in price. Normally, an investor...
Learn moreInvesting is putting your money to work in the hopes of earning a return. You probably already...
Learn moreOpportunity cost is the return or benefit you miss out on by choosing one option over the...
Learn moreExchange-traded funds (ETFs) are investment vehicles similar to mutual funds. Like mutual funds, ETFs are professionally managed...
Learn moreAlthough plenty of start-ups fail, the ones that succeed can do so wildly. Beyond a financial payoff,...
Learn moreStocks are pieces of ownership in companies. If you bought one stock of, say, Amazon, and Amazon...
Learn moreAn independent contractor is someone who is self-employed and works for clients as a nonemployee. Independent contractors...
Learn more“Securities” is the term used to describe stocks, bonds, mutual funds, and other types of financial investments....
Learn moreBuying real estate—whether on your own or by pooling your resources with other investors—is one possible way...
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