Featured Napkin
Title Insurance
On the House
A “title” is a document listing the legal owner of a piece of property. Title insurance protects homeowners (or in some cases mortgage lenders) from any unknown issues with the title that could come up down the road.
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How to Save More Money
Keep the Change
Like many good habits, saving more money is easier said than done. Once you’ve gotten into a...
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Buying a Home
Happy Homeowner, Happy Life
Buying a house is one of the biggest steps you can take in your life. But it’s...
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FHA Loans
Helping Hand
FHA loans are a type of mortgage loan that’s available to people who might not qualify for...
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Debt
It All Adds Up
Debt is money that you owe to another person or a financial institution. When you borrow money,...
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Collateral
Give and Take
Collateral is something that a borrower pledges to a lender to secure certain types of loans. If...
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Rent vs. Buy
Where the Heart Is
The choice between renting or buying a home may be one of the biggest decisions you make...
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Foreclosure
Bottom Dollar
Foreclosure is a legal process that lets a lender seize possession of a house or other real...
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Reverse Mortgage
Can’t Take it With You
A reverse mortgage is exactly what it sounds like: instead of paying down a mortgage balance every...
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Equity
Own It
Equity is ownership. You can have equity—or an ownership stake—in any asset, meaning anything of value.
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Amortization
Another Day, Another Dollar
Amortization is a way of paying off a debt by spreading payments over a period of time....
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Refinancing
Cash in Your Chips
Refinancing is getting a new loan to replace an old one. Borrowers usually refinance in order to...
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Loans
Lend a Hand
A loan is when someone gives money to someone else in exchange for future repayment of that...
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Escrow
In Good Hands
Escrow is an arrangement in which a trusted third party temporarily holds onto some kind of asset,...
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REITs
Take Stock
A real estate investment trust, or REIT, is a company that owns, manages, or finances real estate....
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Appraisal
For All it’s Worth
An appraisal is an estimate of how much something is worth. People may get appraisals for real...
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Mortgages
Home Sweet Home
A mortgage is a type of loan that people use to help them buy a house or...
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Real Estate
Location, Location, Location
Buying real estate—whether on your own or by pooling your resources with other investors—is one possible way...
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