Napkins – Real Estate – Napkin Finance

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How to Save More Money

Keep the Change

Like many good habits, saving more money is easier said than done. Once you’ve gotten into a...

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Buying a Home

Happy Homeowner, Happy Life

Buying a house is one of the biggest steps you can take in your life. But it’s...

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FHA Loans

Helping Hand

FHA loans are a type of mortgage loan that’s available to people who might not qualify for...

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It All Adds Up

Debt is money that you owe to another person or a financial institution. When you borrow money,...

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Give and Take

Collateral is something that a borrower pledges to a lender to secure certain types of loans. If...

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Title Insurance

On the House

A “title” is a document listing the legal owner of a piece of property. Title insurance protects...

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Rent vs. Buy

Where the Heart Is

The choice between renting or buying a home may be one of the biggest decisions you make...

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Bottom Dollar

Foreclosure is a legal process that lets a lender seize possession of a house or other real...

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Reverse Mortgage

Can’t Take it With You

A reverse mortgage is exactly what it sounds like: instead of paying down a mortgage balance every...

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Own It

Equity is ownership. You can have equity—or an ownership stake—in any asset, meaning anything of value.

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Cash in Your Chips

Refinancing is getting a new loan to replace an old one. Borrowers usually refinance in order to...

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Lend a Hand

A loan is when someone gives money to someone else in exchange for future repayment of that...

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In Good Hands

Escrow is an arrangement in which a trusted third party temporarily holds onto some kind of asset,...

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Take Stock

A real estate investment trust, or REIT, is a company that owns, manages, or finances real estate....

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For All it’s Worth

An appraisal is an estimate of how much something is worth. People may get appraisals for real...

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Home Sweet Home

A mortgage is a type of loan that people use to help them buy a house or...

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Real Estate

Location, Location, Location

Buying real estate—whether on your own or by pooling your resources with other investors—is one possible way...

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