Updated as of December 30, 2020
A “cookie” is a small piece of information stored on your device when you visit a website. The cookie means that the App or Site will remember you and how you’ve used the Site every time you come back. A cookie can be a “persistent” or “session” cookie. A “persistent” cookie will remain for a period of time set for that cookie. A “session-based” cookie is allocated only for the duration of your visit to our website and automatically expires when you close down your browser.
If you want to know more about cookies, head to aboutcookies.org or allaboutcookies.org. Please note, these links are not operated by us, and may open a new window or browser tab.
Cookies themselves don’t hold personally identifiable information (“PII”). They only have a unique alphanumeric identifier that sits on your browser. And in many cases, we won’t be able to link the information we collect by using a cookie back to you. They can, however, enable us to link that information back to you and your personal information, for example, when you log in or sign up on napkinfinance.com or its affiliate sites, or choose to register for a newsletter. First-party cookies originate from the same domain as the website you’re currently visiting (in this case, napkinfinance.com). Third-party cookies originate from a domain that’s different from the website being visited. For example, when you visit our website, we may link to another company’s website (like a publication or a social media site). We don’t control how these third parties use their cookies, so we suggest you check their website to see how they’re using them and how you can manage them.
We’ve put our cookies into the following categories or “types”, to make it easier for you to understand why we need them:
To use our tools or sign up for information from Napkin Finance, you must have cookies enabled on your internet browser. Some of the more popular browsers (and links to manage your cookies on each) are:
If you choose not to enable cookies, you will still be able to browse our Site, but it will restrict some of the functionality of the Site and what you can do.
You can set your web browser to alert you when a cookie is being used. You can also get information on the duration of the cookie and what server your data is being returned to. You then can accept or reject the cookie. Additionally, you can set your browser to refuse all cookies or accept only cookies returned to the originating servers.
You can opt in or out of cookies at any time – except strictly necessary cookies (these are used to help make our Site work efficiently).
You can enable or disable cookies in your browser. If you wish to restrict or block the cookies set by any website – including the Napkin Finance website – you can do this through the web browser settings for each web browser you use, on each device you use to access the internet. You can use the links above for some of the more popular browsers.
Information on controlling and deleting cookies, including on a wide variety of browsers, is also available at www.allaboutcookies.org.
Some services may not function or may have more limited functionality if your web browser does not accept cookies. However, you can allow cookies from specific websites by making them ‘trusted websites’ in your web browser.
If you want to opt-out of cookies across different advertising networks, the Network Advertising Initiative website – www.networkadvertising.org– has more information and guidance.
If you don’t wish to accept cookies from one of our emails, you can choose not to download any images or click on any links. You can also set your browser to restrict cookies or to reject them entirely. These settings will apply to all cookies, whether included on websites or in emails. Depending on your email or browser settings, cookies in an email may sometimes be automatically accepted (for example, when you’ve added an email address to your address book or safe senders list). For more information, refer to your email browser or device instructions.