Napkins – Insurance – Napkin Finance

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Term vs. Permanent Life Insurance

Life Sentence

Term and permanent policies are the two main types of life insurance. With both types of policies,...

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Bill of Health

HMOs and PPOs are two different types of health insurance plans. HMO (or Health Maintenance Organization) plans...

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Filing for Unemployment

Pink Slip

Unemployment insurance is a government program that gives you money if you lose your job. Sometimes, life...

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Free for All

Medicare is a health insurance program for retirees that is sponsored by the federal government. It is...

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FSAs vs. HSAs

Health is Wealth

Health care FSAs and HSAs let you save money for out-of-pocket medical expenses (basically the things your...

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Long Term Care Insurance

Senior Moment

Long-term care insurance is a policy that helps cover the cost of assistance with daily activities if...

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Business Insurance

Cover Your Bases

A business insurance policy is a contract between an insurance company and a business. In exchange for...

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Title Insurance

On the House

A “title” is a document listing the legal owner of a piece of property. Title insurance protects...

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Cut Rate

A deductible is the amount of money you must spend out of pocket before your insurance company...

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Nest Egg

An annuity is a series of regular payments made over a set period of time. Annuities can...

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For All it’s Worth

An appraisal is an estimate of how much something is worth. People may get appraisals for real...

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Cover Your Assets

Insurance is financial protection. Along with your emergency fund, insurance makes up your safety net so that...

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Life Insurance

Beyond the Veil

Life insurance is a contract with an insurance company. In exchange for periodic payments, the insurance company...

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