Featured Napkin
Term vs. Permanent Life Insurance
Life Sentence
Term and permanent policies are the two main types of life insurance. With both types of policies, you make ongoing premium payments to an insurance company. In exchange, the insurer may pay a lump sum to your loved ones if or when you die. But term and permanent policies have...
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HMO vs. PPO
Bill of Health
HMOs and PPOs are two different types of health insurance plans. HMO (or Health Maintenance Organization) plans...
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Filing for Unemployment
Pink Slip
Unemployment insurance is a government program that gives you money if you lose your job. Sometimes, life...
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Medicare
Free for All
Medicare is a health insurance program for retirees that is sponsored by the federal government. It is...
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FSAs vs. HSAs
Health is Wealth
Health care FSAs and HSAs let you save money for out-of-pocket medical expenses (basically the things your...
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Long Term Care Insurance
Senior Moment
Long-term care insurance is a policy that helps cover the cost of assistance with daily activities if...
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Business Insurance
Cover Your Bases
A business insurance policy is a contract between an insurance company and a business. In exchange for...
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Title Insurance
On the House
A “title” is a document listing the legal owner of a piece of property. Title insurance protects...
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Car Insurance
Tighten Your (Seat) Belt
Car insurance is an agreement between you and an insurance provider. In exchange for regular payments from...
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Deductibles
Cut Rate
A deductible is the amount of money you must spend out of pocket before your insurance company...
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Annuities
Nest Egg
An annuity is a series of regular payments made over a set period of time. Annuities can...
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Appraisal
For All it’s Worth
An appraisal is an estimate of how much something is worth. People may get appraisals for real...
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Insurance
Cover Your Assets
Insurance is financial protection. Along with your emergency fund, insurance makes up your safety net so that...
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Life Insurance
Beyond the Veil
Life insurance is a contract with an insurance company. In exchange for periodic payments, the insurance company...
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