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Annuities
Nest Egg
An annuity is a series of regular payments made over a set period of time. Annuities can be purchased from insurance companies, and they’re often a popular option for retirees. By using your life’s savings to buy an annuity, you can convert a lump sum of cash into a steady...
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Term vs. Permanent Life Insurance
Life Sentence
Term and permanent policies are the two main types of life insurance. With both types of policies,...
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HMO vs. PPO
Bill of Health
HMOs and PPOs are two different types of health insurance plans. HMO (or Health Maintenance Organization) plans...
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Filing for Unemployment
Pink Slip
Unemployment insurance is a government program that gives you money if you lose your job. Sometimes, life...
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Medicare
Free for All
Medicare is a health insurance program for retirees that is sponsored by the federal government. It is...
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FSAs vs. HSAs
Health is Wealth
Health care FSAs and HSAs let you save money for out-of-pocket medical expenses (basically the things your...
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Long Term Care Insurance
Senior Moment
Long-term care insurance is a policy that helps cover the cost of assistance with daily activities if...
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Business Insurance
Cover Your Bases
A business insurance policy is a contract between an insurance company and a business. In exchange for...
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Title Insurance
On the House
A “title” is a document listing the legal owner of a piece of property. Title insurance protects...
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Car Insurance
Tighten Your (Seat) Belt
Car insurance is an agreement between you and an insurance provider. In exchange for regular payments from...
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Deductibles
Cut Rate
A deductible is the amount of money you must spend out of pocket before your insurance company...
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Appraisal
For All it’s Worth
An appraisal is an estimate of how much something is worth. People may get appraisals for real...
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Insurance
Cover Your Assets
Insurance is financial protection. Along with your emergency fund, insurance makes up your safety net so that...
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Life Insurance
Beyond the Veil
Life insurance is a contract with an insurance company. In exchange for periodic payments, the insurance company...
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