Life Events – Buying A House – Napkin Finance

More buying a house Napkins...

FHA Loans

Helping Hand

FHA loans are a type of mortgage loan that’s available to people who might not qualify for...

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Credit Report

Good Marks

Your credit report is a detailed history of your past use of credit. It’s a bit like...

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How to Save More Money

Keep the Change

Like many good habits, saving more money is easier said than done. Once you’ve gotten into a...

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Cash Alternatives

Cash In

Cash alternatives are investment types that you can consider as alternatives to simply holding money in your...

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Buying a Home

Happy Homeowner, Happy Life

Buying a house is one of the biggest steps you can take in your life. But it’s...

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Collateral

Give and Take

Collateral is something that a borrower pledges to a lender to secure certain types of loans. If...

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Title Insurance

On the House

A “title” is a document listing the legal owner of a piece of property. Title insurance protects...

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Rent vs. Buy

Where the Heart Is

The choice between renting or buying a home may be one of the biggest decisions you make...

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Foreclosure

Bottom Dollar

Foreclosure is a legal process that lets a lender seize possession of a house or other real...

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Reverse Mortgage

Can’t Take it With You

A reverse mortgage is exactly what it sounds like: instead of paying down a mortgage balance every...

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Equity

Own It

Equity is ownership. You can have equity—or an ownership stake—in any asset, meaning anything of value.

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Escrow

In Good Hands

Escrow is an arrangement in which a trusted third party temporarily holds onto some kind of asset,...

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Building Credit

Bit by Bit

Credit is money that’s available to you to borrow whether through a credit card, mortgage, car loan,...

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Appraisal

For All it’s Worth

An appraisal is an estimate of how much something is worth. People may get appraisals for real...

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Mortgages

Home Sweet Home

A mortgage is a type of loan that people use to help them buy a house or...

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Real Estate

Location, Location, Location

Buying real estate—whether on your own or by pooling your resources with other investors—is one possible way...

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