Volatility: Buckle Up

FSAs and HSAs are special types of savings accounts that can let you pay for healthcare expenses with pretax dollars.
They effectively let you pay less (or put another way, save more), on a whole range of healthcare products and services—from copays to acupuncture to sunblock.
If you’re eligible, saving in an FSA or HSA can be a great deal. But for FSAs in particular, you typically only get one shot to adjust your contributions each year—and that’s during open enrollment.
For many people, open enrollment ends this year on December 15th. (So if you didn’t already have plans for your lunch break today, you’re welcome.)
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