Credit 101 – Napkin Finance

Course Overview

Imagine life without credit. It would drastically change how we spend money.

Whether securing a mortgage for a new home, using a student loan to pay for college, or simply putting groceries on our card, we need credit. Building a strong credit history and maintaining a high credit score can have a major impact on our quality of life and future financial well-being.

This guide is designed to help you understand the power of your credit score, how to boost your numbers, and what mistakes to avoid to keep your financial health intact over time. If you’re just starting out, keep reading for tips on how to start building credit now to prepare yourself for the future. For those with credit scores that have taken a beating over time, we’ll walk through some concrete steps you can take to repair it starting today. If your credit is already healthy, congrats! Read on to learn how to keep it that way.

Who is this for

  • Students
  • New credit card users
  • Small-business owners
  • New home buyers
  • Anyone interested in building a high credit score

What you will get out of this course

  • Better understanding of what credit is
  • Breakdown of how your credit score is calculated
  • Guide to building credit
  • How to avoid damaging your credit
  • How student loans affect your credit score
  • Credit cards and your credit score
By signing up, I agree to Napkin Finance’s Terms of Service and Privacy Policy.

The simple information you need
to clean up your not-so-simple finances.