2016 Election and Your Finances – Napkin Finance
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December 15, 2016

2016 Election and Your Finances

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Do you currently have debt? If so, you’re not al Do you currently have debt? If so, you’re not alone! You may have several types of debt at different points in your life. Some of the most common types include: ➡️Credit card—Any time you pay with a credit card, you are borrowing money. When you pay down your balance, you are paying off the debt. ➡️Mortgage—A mortgage is a loan to buy real estate. A typical mortgage is paid back over a 15- or 30-year period. ➡️Student loan—You may take on student loans to pay for undergraduate or graduate school. ➡️Auto loan—An auto loan can help you buy a car. ➡️Small business—Companies borrow money too. Small-business loans can help new companies get off the ground. Swipe up in today’s stories to learn about “good” vs “bad” debts, and some helpful tips to watch out for! And swipe right for today’s #FinancialChallenge tip: 📝 Go through your credit card statements for the last 3 months. Look for subscriptions to cancel or other easy areas to trim. Be sure to keep sharing your progress to your stories to help remind your friends of some easy steps they can take each day, and tag us and send us your wins! 🙌💸
Day 14 in our #NapkinFinanceChallenge! Be sure to Day 14 in our #NapkinFinanceChallenge! Be sure to *SAVE THIS POST* and share to your stories to help remind your friends of some easy steps they can take each day, and tag us and send us your progress + wins. 📝 Today's Tip: Download 3 budgeting apps to play around with. Spend a half hour reading about different budgeting approaches. You can also find more info on how to begin your budget at the link in our bio!
Have you filed your taxes yet? Whether you’re ta Have you filed your taxes yet? Whether you’re taking advantage of the federal extension (the deadline is now May 17th!) or have already filed, there are things you’ll want to keep in mind around your #taxreturn. Swipe up in today’s stories for all the info! And swipe right to the next slide for Day 13 in our #NapkinFinanceChallenge! 📝 Today's Tip: Spend a half hour reading up on your employee benefits. Consider if there are any you could be getting more out of.
Day 12 in our #NapkinFinanceChallenge! Be sure to Day 12 in our #NapkinFinanceChallenge! Be sure to *SAVE THIS POST* and share to your stories to help remind your friends of some easy steps they can take each day, and tag us and send us your progress + wins. 📝 Today's Tip: Set a reminder to check your report with a different bureau in 4 months. And sign up for a free credit monitoring service.
*SHARE THIS POST* Are you due a plus-up payment? D *SHARE THIS POST* Are you due a plus-up payment? Didn’t get as much as you were expecting in your three federal stimulus checks? We've got some good news. Last week, the IRS started catching up on its IOUs. You might be eligible for some more fed money if you lost income or had a new baby in 2020. Here's how to get it: When you file your 2020 tax return (hot tip: better get on that. It's due May 17), you can use the Recovery Rebate Credit (line 30 on Form 1040) to request extra from the first two stimulus checks. Or, if your third check was short, the IRS should automatically send you whatever you're due after you file your 2020 return. Don't know how much you got? Swipe up in today's stories to check your account! And swipe to the next slide for 📝 Today's Tip in our 30-day #FinancialChallenge: Come up with 3 steps you can take to improve your credit. Write them down and commit to achieving them.
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