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What is Cryptocurrency?

Cryptocurrency is a relatively new form of money that exists only in the digital world. It is exchanged peer to peer online and isn’t controlled by any government or bank....
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What is a Budget?

A budget is a plan that allows you to control your spending and save for the future. Budgeting is the foundation of financial security because you won’t save anything if...
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What is Credit?

Credit is your ability to borrow money on the promise that you will it pay it back later. It is applied in many different aspects of money and finance, e.g.,...
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What is a Blockchain?

Blockchain is a revolutionary technology that is still in its early stages, but has massive potential (kind of like the Internet in its earliest days). “Blockchain technology isn’t just a...
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Using Credit Wisely

Understanding the cost of credit News flash: Borrowing money isn’t free. Anytime you take on debt, you will pay for doing so. How much you pay depends on the interest...
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What is investing?

Investing means strategically buying different types of investments or “assets”—such as stocks, bonds, and real estate—in hopes they will grow your money. Why does investing work? You can think of...
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Your Credit Score

How is My Credit Score Determined? Your credit score is a mix of many factors that represent how good or bad a borrower you are. The two biggest considerations are:...
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Pros and Cons of Crypto

  Pros of cryptocurrency No middleman With cryptocurrency, there’s no corporation that can sell your data or deny you service. Data security When you make a cryptocurrency transaction, your data...
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Savings versus Investments

Once you start accumulating assets, you’ll have to decide what to do with your money. The right choice usually depends on what your goal is for your money and how...
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Risk vs. Reward

In investing, risk and reward go hand in hand. That’s because investments that have the potential to return a lot are generally riskier, and safer investments typically don’t return much....
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The Importance of Credit

Why is My Credit Score Important? Your credit is your financial “reputation”. Your credit score becomes an increasingly critical measure of your financial health as you go through life. From...
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How to Buy Cryptocurrency

So you’ve decided you want to put some money into crypto? Buying for the first time is exciting, but it can also feel scary. Where to buy You can buy...
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Types of Investments

There are two basic ways to invest: You can be an owner or a lender. The two most common types of investments are stocks and bonds. When you buy a...
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Types of Investments

Although you can choose from many types of investments, most people stick to a few main ones: Stocks When you buy a stock, you become part-owner of a company. When...
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Storing Cryptocurrency

When you store traditional currency at the bank, you don’t usually worry about it disappearing because regulations and FDIC insurance protect your money. With cryptocurrency, it’s up to you to...
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How Insurance Works

What are the chances that your house burns down tomorrow? Slim, we hope. But homeowners still carry fire insurance because it would be financially crippling if it happened. Insurance is...
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Building a Portfolio

Now that you understand types of risk and investments, you’re ready to build your portfolio. Your “portfolio” refers to your entire collection of investments, just as all the different clothes...
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